April 2021 Senior Newsletter

SENIOR SAFETY

Get Your FREE Annual Credit Report The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. 1 ORDER YOUR CREDIT REPORT ORDER ONLINE | Get instant access when you visit annualcreditreport.com . ORDER VIA MIAL | Complete the Annual Credit Report Request Form (on opposite page) and mail it to: Annual Credit Report Request Service, P.O. Box 105281,

CREDIT SCORE

CREDIT REPORT

2 VIEW YOUR CREDIT REPORT If you request your report online at annualcreditreport.com , you should be able to access it immediately. If you order your report via mail your report will be processed and mailed to you within 15 days. For any questions contact (877) 322-8228.

3 CORRECT IF ERRORS FOUND Under the FCRA, both the credit reporting company and the information provider are responsible for correcting inaccurate or incomplete information in your report. STEP 1 | Tell the credit reporting company, in writing, what information you think is inaccurate. STEP 2 | Tell the creditor in writing that you dispute an item. And if you are correct, the information provider may not report it again.

Atlanta, GA 30348. Do not contact the three nationwide credit reporting companies individually. They are providing free annual credit reports only through annualcreditreport.com, for any questions contact (877) 322-8228.

10 | ORLAND PARK SENIORS

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